If you invested in
A $1,000 investment in Consumer Discretionary Select Sector SPDR Fund (XLY) in January 2016 would be worth $3,917 as of June 2026 with dividends reinvested — 14.1% a year. Use the dropdowns above to try any amount, ticker, or starting month back to December 1998.
Over the same period, the same $1,000 would be worth $4,557 in the S&P 500 (SPY) and $7,667 in the Nasdaq-100 (QQQ). XLY trailed both the S&P 500 and the Nasdaq-100 over that period.
Growth of $1,000 in XLY since January 2016#
monthlyConsumer Discretionary Select Sector SPDR Fund (XLY). Total return approximated via dividend- and split-adjusted closes (no taxes or fees). Not investment advice.
Growth of $1,000 in XLY by starting month#
$1,000 invested in XLY, by starting year#
| Invested in | Worth today | Same in QQQ | Multiple | Annualized |
|---|---|---|---|---|
| 2016 | $3,917 | $7,667 | 3.9× | 14.1% |
| 2017 | $3,306 | $6,338 | 3.3× | 13.6% |
| 2018 | $2,535 | $4,619 | 2.5× | 11.7% |
| 2019 | $2,451 | $4,614 | 2.5× | 12.9% |
| 2020 | $2,072 | $3,513 | 2.1× | 12.1% |
| 2021 | $1,567 | $2,429 | 1.6× | 8.7% |
| 2022 | $1,356 | $2,095 | 1.4× | 7.2% |
| 2023 | $1,658 | $2,562 | 1.7× | 16.1% |
| 2024 | $1,418 | $1,798 | 1.4× | 15.8% |
| 2025 | $1,027 | $1,427 | 1.0× | 1.9% |
Methodology#
Investments are assumed made at the first trading day's close of the chosen year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. XLY data begins December 1998; values as of June 2026 and refresh daily. Past performance does not predict future returns; not investment advice.
See the live XLY chart and fundamentals on the XLY quote page or compare with the same investment in SPY.
FAQ
- How much would $1,000 invested in XLY be worth today?
- A $1,000 investment in Consumer Discretionary Select Sector SPDR Fund (XLY) in January 2016 would be worth about $3,917 as of June 2026, with dividends reinvested. That works out to about 14.1% a year.
- How far back does the XLY calculation go?
- XLY data begins December 1998. You can pick any starting month from then to the present and see what your investment would be worth today.
- Does this include dividends?
- Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.
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