If you invested in
A $1,000 investment in Synchrony Financial (SYF) in January 2016 would be worth $3,341 as of June 2026 with dividends reinvested — 12.3% a year. Use the dropdowns above to try any amount, ticker, or starting month back to July 2014.
Over the same period, the same $1,000 would be worth $4,557 in the S&P 500 (SPY) and $7,667 in the Nasdaq-100 (QQQ). SYF trailed both the S&P 500 and the Nasdaq-100 over that period.
Growth of $1,000 in SYF since January 2016#
monthlySynchrony Financial (SYF). Total return approximated via dividend- and split-adjusted closes (no taxes or fees). Not investment advice.
Growth of $1,000 in SYF by starting month#
$1,000 invested in SYF, by starting year#
| Invested in | Worth today | Same in QQQ | Multiple | Annualized |
|---|---|---|---|---|
| 2016 | $3,341 | $7,667 | 3.3× | 12.3% |
| 2017 | $2,626 | $6,338 | 2.6× | 10.8% |
| 2018 | $2,329 | $4,619 | 2.3× | 10.6% |
| 2019 | $3,008 | $4,614 | 3.0× | 16.1% |
| 2020 | $2,718 | $3,513 | 2.7× | 17.0% |
| 2021 | $2,526 | $2,429 | 2.5× | 18.8% |
| 2022 | $1,956 | $2,095 | 2.0× | 16.6% |
| 2023 | $2,214 | $2,562 | 2.2× | 26.5% |
| 2024 | $2,031 | $1,798 | 2.0× | 34.7% |
| 2025 | $1,119 | $1,427 | 1.1× | 8.5% |
Methodology#
Investments are assumed made at the first trading day's close of the chosen year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. SYF data begins July 2014; values as of June 2026 and refresh daily. Past performance does not predict future returns; not investment advice.
See the live SYF chart and fundamentals on the SYF quote page or compare with the same investment in SPY.
FAQ
- How much would $1,000 invested in SYF be worth today?
- A $1,000 investment in Synchrony Financial (SYF) in January 2016 would be worth about $3,341 as of June 2026, with dividends reinvested. That works out to about 12.3% a year.
- How far back does the SYF calculation go?
- SYF data begins July 2014. You can pick any starting month from then to the present and see what your investment would be worth today.
- Does this include dividends?
- Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.
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