financial statements

The full income statement, balance sheet, and cash-flow statement for Jack Henry & Associates (JKHY), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.

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PeriodRangeOrderChangeYoYQoQAs-reported fiscal years.

Line item	FY2025	FY2024	FY2023	FY2022	FY2021
Income Statement	as ofJun 30 ’25	as ofJun 30 ’24	as ofJun 30 ’23	as ofJun 30 ’22	as ofJun 30 ’21
Revenue	2.38B YoY+7.2%	2.22B YoY+6.6%	2.08B YoY+6.9%	1.94B YoY+10.5%	1.76B YoY+3.6%
Cost of revenue	1.36B YoY+4.7%	1.30B YoY+6.6%	1.22B YoY+8.0%	1.13B YoY+6.1%	1.06B YoY+5.4%
Research & development	163M YoY+9.8%	148M YoY+3.9%	143M YoY+17.6%	121M YoY+11.3%	109M YoY-0.9%
Selling, general & administrative	283M YoY+1.7%	278M YoY+18.3%	235M YoY+7.8%	218M YoY+16.7%	187M YoY-5.5%
Provision for credit losses	161K YoY-14.8%	189K YoY+9350.0%	2.00K	0.00 YoY-100.0%	3.00K
Operating income	569M YoY+16.2%	489M YoY+1.8%	481M YoY+1.3%	475M YoY+19.0%	399M YoY+4.8%
Interest expense	—	—	15.1M YoY+532.3%	2.38M YoY+108.4%	1.14M YoY+66.3%
Interest & investment income	27.8M YoY+11.0%	25.0M YoY+179.2%	8.96M YoY+27896.9%	32.0K YoY-78.7%	150K YoY-86.8%
Net interest income	17.3M YoY+100.8%	8.63M YoY+241.1%	-6.11M YoY-159.9%	-2.35M YoY-136.6%	-994K YoY-321.4%
Pre-tax income	586M YoY+17.7%	498M YoY+4.9%	475M YoY+0.5%	472M YoY+18.7%	398M YoY+4.4%
Income tax	130M YoY+12.1%	116M YoY+7.7%	108M YoY-1.3%	109M YoY+26.8%	86.3M YoY+2.2%
Net income	456M YoY+19.4%	382M YoY+4.1%	367M YoY+1.0%	363M YoY+16.5%	311M YoY+5.0%
	$6.24 YoY+19.3%	$5.23 YoY+4.2%	$5.02 YoY+1.6%	$4.94 YoY+19.9%	$4.12 YoY+6.7%
EPS (basic)	$6.25 YoY+19.3%	$5.24 YoY+4.2%	$5.03 YoY+1.6%	$4.95 YoY+20.1%	$4.12 YoY+6.7%
Weighted-avg shares (basic)	72.9M YoY+0.0%	72.9M YoY-0.1%	72.9M YoY-0.6%	73.3M YoY-2.9%	75.5M YoY-1.6%
Weighted-avg shares (diluted)	73.0M YoY+0.0%	73.0M YoY-0.1%	73.1M YoY-0.5%	73.5M YoY-2.9%	75.7M YoY-1.7%
Dividends per share	$2.26 YoY+5.6%	$2.14 YoY+5.9%	$2.02 YoY+6.3%	$1.90 YoY+6.7%	$1.78 YoY+7.2%
Balance Sheet	as ofJun 30 ’25	as ofJun 30 ’24	as ofJun 30 ’23	as ofJun 30 ’22	as ofJun 30 ’21
	681M YoY+7.8%	632M YoY+0.6%	628M YoY+2.4%	614M YoY+12.8%	544M YoY-18.7%
Cash & equivalents	102M YoY+166.3%	38.3M YoY+212.7%	12.2M YoY-74.9%	48.8M YoY-4.3%	51.0M YoY-76.1%
Accounts receivable	318M YoY-4.5%	333M YoY-7.8%	361M YoY+3.8%	348M YoY+13.5%	307M YoY+1.9%
Prepaid expenses	180M YoY+6.7%	169M YoY-0.2%	169M YoY+34.8%	126M YoY+14.4%	110M YoY+14.9%
Other current assets	45.9M YoY+0.0%	45.9M YoY+0.0%	45.9M YoY+0.0%	45.9M YoY+0.0%	45.9M YoY+0.0%
	3.04B YoY+4.1%	2.92B YoY+5.4%	2.77B YoY+13.0%	2.46B YoY+5.1%	2.34B YoY-3.8%
Property, plant & equipment	221M YoY+2.7%	215M YoY+4.6%	206M YoY-2.9%	212M YoY-16.1%	252M YoY-7.7%
Operating lease right-of-use	44.8M YoY-17.1%	54.0M YoY+23.6%	43.7M YoY-6.8%	46.9M YoY-16.3%	56.0M YoY-12.5%
Goodwill	805M YoY+0.0%	805M YoY+0.0%	805M YoY+17.1%	687M YoY+0.0%	687M YoY+0.2%
Intangible assets	37.7M YoY+0.0%	37.7M YoY+0.0%	37.7M YoY+0.0%	37.7M YoY+0.0%	37.7M YoY+0.0%
Other non-current assets	444M YoY+6.2%	418M YoY+29.4%	323M YoY+9.9%	294M YoY+17.8%	249M YoY+13.0%
Total non-current assets	2.14B YoY+3.1%	2.08B YoY+7.1%	1.94B YoY+19.0%	1.63B YoY+5.9%	1.54B YoY+3.6%
	536M YoY-15.5%	634M YoY+21.0%	524M YoY-3.7%	544M YoY+4.4%	521M YoY+5.3%
Accounts payable	28.2M YoY+11.3%	25.3M YoY+32.1%	19.2M YoY-8.9%	21.0M YoY+13.8%	18.5M YoY+87.1%
Accrued liabilities	207M YoY+3.3%	201M YoY+16.3%	173M YoY-10.1%	192M YoY+5.2%	183M YoY+9.5%
Deferred revenue	290M YoY-8.6%	318M YoY-4.3%	332M YoY+0.4%	331M YoY+3.4%	320M YoY+0.5%
Short-term & current debt	0.00 YoY-100.0%	90.0M	0.00	0.00	0.00
Current lease liability	9.40M YoY+11.2%	8.45M YoY-13.5%	9.78M YoY-8.5%	10.7M YoY-6.8%	11.5M YoY-2.2%
	913M YoY-15.6%	1.08B YoY-7.1%	1.17B YoY+8.5%	1.07B YoY+5.6%	1.02B YoY+15.7%
Long-term debt	0.00 YoY-100.0%	60.0M YoY-78.2%	275M YoY+139.1%	115M	0.00
Deferred revenue (non-current)	72.9M YoY+2.4%	71.2M YoY+5.1%	67.8M YoY-5.2%	71.5M YoY-5.8%	75.9M YoY+6.1%
Non-current lease liability	41.8M YoY-18.3%	51.1M YoY+26.3%	40.5M YoY-0.7%	40.8M YoY-17.4%	49.4M YoY-12.8%
Deferred tax liabilities	240M YoY-1.4%	244M YoY-0.4%	244M YoY-16.5%	293M YoY+12.2%	261M YoY+6.9%
Other non-current liabilities	64.4M YoY-12.4%	73.6M YoY+35.3%	54.4M YoY+6.6%	51.0M YoY-14.0%	59.3M YoY-13.1%
Total non-current liabilities	377M YoY-15.8%	448M YoY-30.1%	642M YoY+21.0%	530M YoY+6.9%	496M YoY+29.2%
	2.13B YoY+15.7%	1.84B YoY+14.5%	1.61B YoY+16.4%	1.38B YoY+4.7%	1.32B YoY-14.9%
Preferred stock	0.00	0.00	0.00	0.00	0.00
Common stock	1.04M YoY+0.2%	1.04M YoY+0.1%	1.04M YoY+0.2%	1.04M YoY+0.1%	1.04M YoY+0.2%
Additional paid-in capital	652M YoY+5.2%	620M YoY+6.2%	584M YoY+5.9%	551M YoY+6.2%	519M YoY+4.8%
Retained earnings	3.37B YoY+9.4%	3.08B YoY+7.9%	2.86B YoY+8.3%	2.64B YoY+9.3%	2.41B YoY+7.9%
Treasury stock	1.90B YoY+1.9%	1.86B YoY+1.5%	1.83B YoY+1.4%	1.81B YoY+12.0%	1.61B YoY+36.5%
Total liabilities & equity	3.04B YoY+4.1%	2.92B YoY+5.4%	2.77B YoY+13.0%	2.46B YoY+5.1%	2.34B YoY-3.8%
Common shares issued	104M YoY+0.2%	104M YoY+0.2%	104M YoY+0.2%	104M YoY+0.1%	104M YoY+0.2%
Shares outstanding (cover)	72.8M YoY-0.1%	72.9M YoY+0.0%	72.9M YoY+0.0%	72.9M YoY-1.9%	74.3M YoY-3.0%
Cash Flow	as ofJun 30 ’25	as ofJun 30 ’24	as ofJun 30 ’23	as ofJun 30 ’22	as ofJun 30 ’21
	642M YoY+12.9%	568M YoY+48.9%	382M YoY-24.4%	505M YoY+9.2%	462M YoY-9.5%
Depreciation & amortization	43.7M YoY-5.7%	46.3M YoY-4.9%	48.7M YoY-4.1%	50.8M YoY-3.3%	52.5M YoY+0.6%
Share-based compensation	28.4M YoY-1.7%	28.9M YoY+0.9%	28.6M YoY+15.5%	24.8M YoY+19.4%	20.7M YoY+22.9%
Change in payables	2.65M YoY-51.3%	5.43M YoY+186.6%	-6.28M YoY-194.4%	6.65M YoY+7170.2%	-94.0K YoY-100.0%
	-232M YoY+3.3%	-240M YoY+41.4%	-410M YoY-108.7%	-196M YoY-21.0%	-162M YoY+18.0%
Capital expenditure	53.4M YoY-8.2%	58.1M YoY+48.3%	39.2M YoY+13.0%	34.7M YoY+50.8%	23.0M YoY-57.1%
Acquisitions	0.00	0.00 YoY-100.0%	230M	0.00 YoY-100.0%	2.30M YoY-92.4%
Purchases of investments	2.00M YoY-76.9%	8.65M YoY+764.6%	1.00M YoY-80.0%	5.00M YoY-62.4%	13.3M YoY+1056.5%
Sales/maturities of investments	1.00M	0.00	0.00	0.00 YoY-100.0%	5.00M
Proceeds from sale of PP&E	3.00K YoY-99.7%	904K YoY-96.8%	27.9M YoY+61986.7%	45.0K YoY-99.3%	6.19M YoY-44.4%
	-346M YoY-14.5%	-302M YoY-3480.5%	-8.43M YoY+97.3%	-310M YoY+32.8%	-462M YoY-139.6%
Long-term debt repaid	500M YoY-16.7%	600M YoY-7.7%	650M YoY+105.0%	317M YoY+216.8%	100M YoY+81.9%
Common stock issued	11.7M YoY-5.8%	12.5M YoY+0.8%	12.4M YoY+5.1%	11.8M YoY+7.7%	10.9M YoY+11.2%
Common stock repurchased	35.1M YoY+24.9%	28.1M YoY+12.2%	25.0M YoY-87.1%	194M YoY-55.1%	432M YoY+503.1%
Dividends paid	165M YoY+5.6%	156M YoY+5.9%	147M YoY+5.9%	139M YoY+3.9%	134M YoY+5.0%
Interest paid	10.0M YoY-36.3%	15.8M YoY+6.6%	14.8M YoY+726.4%	1.79M YoY+109.9%	852K YoY+79.4%
Income taxes paid	118M YoY+9.9%	107M YoY-26.7%	146M YoY+140.9%	60.6M YoY-24.5%	80.2M YoY+25.9%
Valuation Ratios	as ofJun 30 ’25	as ofJun 30 ’24	as ofJun 30 ’23	as ofJun 30 ’22	as ofJun 30 ’21
Market cap	13.1B YoY+8.4%	12.1B YoY-0.7%	12.2B YoY-7.0%	13.1B YoY+8.0%	12.1B YoY-13.9%
P/E	28.8× YoY-9.9%	32.0× YoY-3.9%	33.3× YoY-8.0%	36.1× YoY-7.3%	39.0× YoY-17.9%
P/S	5.5× YoY-0.0%	5.5× YoY-5.9%	5.9× YoY-13.1%	6.8× YoY-2.3%	6.9× YoY-16.9%
P/B	6.2× YoY-9.4%	6.8× YoY-10.3%	7.6× YoY-20.1%	9.5× YoY+3.1%	9.2× YoY+1.2%
P/FCF	22.3× YoY-14.4%	26.0× YoY-26.9%	35.6× YoY+27.6%	27.9× YoY+0.9%	27.7× YoY-10.4%
Earnings yield	3.5% YoY+11.0%	3.1% YoY+4.1%	3.0% YoY+8.7%	2.8% YoY+7.9%	2.6% YoY+21.9%
FCF yield	4.5% YoY+16.8%	3.8% YoY+36.7%	2.8% YoY-21.6%	3.6% YoY-0.9%	3.6% YoY+11.5%
Dividend yield	1.3% YoY-2.7%	1.3% YoY+6.8%	1.2% YoY+14.4%	1.1% YoY-3.0%	1.1% YoY+20.7%
Source filing	10-K	10-K	10-K	10-K	10-K

About this data

Source: JKHY's SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn't file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all JKHY filings on SEC EDGAR → Not investment advice.

JKHY▼ financial statements

About this data

financial statements