financial statements

The full income statement, balance sheet, and cash-flow statement for Fair Isaac Corporation (FICO), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.

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PeriodRangeOrderChangeYoYQoQAs-reported fiscal years.

Line item	FY2025	FY2024	FY2023	FY2022	FY2021
Income Statement	as ofSep 30 ’25	as ofSep 30 ’24	as ofSep 30 ’23	as ofSep 30 ’22	as ofSep 30 ’21
Revenue	1.99B YoY+15.9%	1.72B YoY+13.5%	1.51B YoY+9.9%	1.38B YoY+4.6%	1.32B YoY+1.7%
Cost of revenue	354M YoY+1.6%	348M YoY+11.9%	311M YoY+2.9%	302M YoY-9.1%	332M YoY-7.9%
Research & development	188M YoY+9.5%	172M YoY+7.5%	160M YoY+9.0%	147M YoY-14.3%	171M YoY+2.8%
Selling, general & administrative	513M YoY+10.8%	463M YoY+15.5%	401M YoY+4.4%	384M YoY-3.1%	396M YoY-5.9%
Restructuring	10.9M	0.00	0.00	0.00 YoY-100.0%	7.96M YoY-32.4%
Amortization of intangibles	0.00 YoY-100.0%	917K YoY-16.6%	1.10M YoY-46.6%	2.06M YoY-36.7%	3.25M YoY-34.8%
Provision for credit losses	1.49M YoY-11.3%	1.68M YoY+13.6%	1.48M YoY-47.3%	2.80M YoY+329.4%	652K YoY-79.6%
Operating income	925M YoY+26.1%	734M YoY+14.1%	643M YoY+18.5%	542M YoY+7.3%	505M YoY+70.8%
Interest expense	134M YoY+26.5%	106M YoY+10.6%	95.5M YoY+38.5%	69.0M YoY+72.0%	40.1M YoY-4.9%
Other non-operating income	11.4M YoY-18.8%	14.0M YoY+121.4%	6.34M YoY+396.5%	-2.14M YoY-127.6%	7.75M YoY+141.4%
Pre-tax income	803M YoY+25.0%	642M YoY+16.0%	554M YoY+17.5%	471M YoY-0.4%	473M YoY+84.1%
Income tax	151M YoY+16.6%	129M YoY+4.0%	124M YoY+27.1%	97.8M YoY+20.6%	81.1M YoY+293.7%
Net income	652M YoY+27.1%	513M YoY+19.4%	429M YoY+14.9%	374M YoY-4.7%	392M YoY+65.8%
	$26.54 YoY+29.8%	$20.45 YoY+20.8%	$16.93 YoY+19.4%	$14.18 YoY+5.8%	$13.40 YoY+69.6%
EPS (basic)	$26.90 YoY+29.5%	$20.78 YoY+21.0%	$17.18 YoY+19.8%	$14.34 YoY+5.1%	$13.65 YoY+67.9%
Weighted-avg shares (basic)	24.2M YoY-1.8%	24.7M YoY-1.2%	25.0M YoY-4.1%	26.0M YoY-9.4%	28.7M YoY-1.1%
Weighted-avg shares (diluted)	24.6M YoY-2.1%	25.1M YoY-1.1%	25.4M YoY-3.7%	26.3M YoY-10.0%	29.3M YoY-2.2%
Balance Sheet	as ofSep 30 ’25	as ofSep 30 ’24	as ofSep 30 ’23	as ofSep 30 ’22	as ofSep 30 ’21
	705M YoY+14.2%	617M YoY+11.0%	556M YoY+14.8%	485M YoY-12.0%	551M YoY+3.2%
Cash & equivalents	134M YoY-11.0%	151M YoY+10.2%	137M YoY+2.7%	133M YoY-31.8%	195M YoY+24.1%
Short-term investments	22.0M YoY+0.0%	22.0M YoY+0.0%	22.0M YoY+0.0%	22.0M YoY+0.0%	22.0M YoY+0.0%
Accounts receivable	529M YoY+24.0%	427M YoY+10.0%	388M YoY+20.3%	322M YoY+3.3%	312M YoY-6.6%
Prepaid expenses	41.9M YoY+4.4%	40.1M YoY+26.4%	31.7M YoY+9.0%	29.1M YoY-33.1%	43.5M YoY+2.4%
	1.87B YoY+8.7%	1.72B YoY+9.1%	1.58B YoY+9.2%	1.44B YoY-8.0%	1.57B YoY-2.4%
Property, plant & equipment	67.7M YoY+76.0%	38.5M YoY+250.8%	11.0M YoY-37.6%	17.6M YoY-37.0%	27.9M YoY-39.9%
Operating lease right-of-use	26.2M YoY-11.4%	29.6M YoY+15.1%	25.7M YoY-29.9%	36.7M YoY-22.4%	47.3M YoY-18.0%
Goodwill	783M YoY+0.1%	783M YoY+1.2%	773M YoY+1.6%	761M YoY-3.4%	788M YoY-3.0%
Intangible assets	0.00	0.00 YoY-100.0%	917K YoY-54.5%	2.02M YoY-50.8%	4.10M YoY-55.6%
Long-term investments	54.6M YoY+20.6%	45.3M YoY+37.2%	33.0M YoY+34.7%	24.5M YoY-23.1%	31.9M YoY+25.0%
Deferred tax assets	119M YoY+37.0%	86.5M YoY+46.3%	59.1M YoY+401.0%	11.8M YoY-42.6%	20.5M YoY+40.5%
Other non-current assets	113M YoY-4.5%	118M YoY+1.8%	116M YoY+12.9%	103M YoY+7.2%	95.6M YoY-9.2%
	849M YoY+123.3%	380M YoY+3.4%	368M YoY+10.9%	331M YoY-40.7%	559M YoY+34.9%
Accounts payable	32.3M YoY+43.8%	22.5M YoY+18.2%	19.0M YoY+10.1%	17.3M YoY-16.8%	20.7M YoY-9.9%
Accrued liabilities	115M YoY+43.6%	79.8M YoY+34.2%	59.5M YoY-10.2%	66.2M YoY-16.7%	79.5M YoY+25.5%
Deferred revenue	187M YoY+19.4%	157M YoY+14.8%	137M YoY+13.9%	120M YoY+13.9%	105M YoY-8.4%
Short-term & current debt	400M YoY+2563.6%	15.0M YoY-70.0%	50.0M YoY+66.7%	30.0M YoY-88.0%	250M YoY+163.2%
Current lease liability	9.62M YoY-16.8%	11.6M YoY-29.3%	16.3M YoY-15.7%	19.4M YoY-12.3%	22.1M YoY-3.1%
Other current liabilities	30.9M YoY+0.0%	30.9M YoY+0.0%	30.9M YoY+0.0%	30.9M YoY+0.0%	30.9M YoY+0.0%
	3.61B YoY+34.8%	2.68B YoY+18.4%	2.26B YoY+0.9%	2.24B YoY+33.7%	1.68B YoY+31.6%
Long-term debt	2.66B YoY+21.1%	2.19B YoY+21.1%	1.81B YoY-0.7%	1.82B YoY+80.7%	1.01B YoY+36.5%
Deferred revenue (non-current)	1.80M YoY-45.5%	3.30M YoY-49.2%	6.50M YoY-1.5%	6.60M YoY+22.2%	5.40M YoY-22.9%
Non-current lease liability	19.2M YoY-12.6%	22.0M YoY-8.1%	23.9M YoY-39.0%	39.2M YoY-27.0%	53.7M YoY-26.7%
Other non-current liabilities	89.4M YoY+6.0%	84.3M YoY+40.4%	60.0M YoY+20.9%	49.7M YoY-12.6%	56.8M YoY+18.4%
	-1.75B YoY-81.3%	-963M YoY-39.9%	-688M YoY+14.2%	-802M YoY-622.9%	-111M YoY-133.5%
Additional paid-in capital	1.33B YoY-2.6%	1.37B YoY+1.2%	1.35B YoY+3.9%	1.30B YoY+5.0%	1.24B YoY+1.5%
Retained earnings	4.55B YoY+16.7%	3.90B YoY+15.1%	3.39B YoY+14.5%	2.96B YoY+14.4%	2.59B YoY+17.9%
Treasury stock	7.54B YoY+22.8%	6.14B YoY+15.3%	5.32B YoY+7.9%	4.94B YoY+27.9%	3.86B YoY+28.7%
Accumulated other comprehensive income	-92.0M YoY-0.5%	-91.6M YoY+10.3%	-102M YoY+18.1%	-125M YoY-64.4%	-75.9M YoY+8.6%
Total liabilities & equity	1.87B YoY+8.7%	1.72B YoY+9.1%	1.58B YoY+9.2%	1.44B YoY-8.0%	1.57B YoY-2.4%
Common shares issued	88.9M YoY+0.0%	88.9M YoY+0.0%	88.9M YoY+0.0%	88.9M YoY+0.0%	88.9M YoY+0.0%
Common shares outstanding	23.8M YoY-2.6%	24.4M YoY-1.5%	24.8M YoY-1.5%	25.2M YoY-8.8%	27.6M YoY-5.3%
Shares outstanding (cover)	24.0M YoY-2.1%	24.5M YoY-1.4%	24.9M YoY-1.6%	25.3M YoY-11.0%	28.4M YoY-2.1%
Cash Flow	as ofSep 30 ’25	as ofSep 30 ’24	as ofSep 30 ’23	as ofSep 30 ’22	as ofSep 30 ’21
	779M YoY+23.0%	633M YoY+35.0%	469M YoY-8.0%	509M YoY+20.2%	424M YoY+16.1%
Depreciation & amortization	15.0M YoY+8.1%	13.8M YoY-5.5%	14.6M YoY-28.5%	20.5M YoY-20.0%	25.6M YoY-15.7%
Share-based compensation	157M YoY+4.8%	149M YoY+20.7%	124M YoY+7.4%	115M YoY+2.6%	112M YoY+20.0%
Deferred income taxes	-32.5M YoY-18.9%	-27.3M YoY+42.3%	-47.4M YoY-706.2%	7.82M YoY+231.3%	-5.96M YoY+31.1%
Change in receivables	100M YoY+194.0%	34.1M YoY-51.3%	70.1M YoY+122.2%	31.6M YoY+228.8%	-24.5M YoY-140.9%
Change in payables	9.85M YoY+197.0%	3.32M YoY+48.3%	2.24M YoY+179.8%	-2.80M YoY-19.0%	-2.35M YoY-322.3%
	-43.7M YoY-56.2%	-28.0M YoY-75.5%	-16.0M YoY-181.3%	-5.67M YoY-104.1%	138M YoY+660.8%
Capital expenditure	8.92M YoY+0.4%	8.88M YoY+109.7%	4.24M YoY-29.7%	6.03M YoY-20.3%	7.57M YoY-65.6%
Acquisitions	—	—	—	—	0.00
Other investing activities	—	—	0.00	0.00 YoY-100.0%	210K YoY+481.8%
	-750M YoY-26.5%	-593M YoY-30.3%	-455M YoY+16.8%	-547M YoY-4.5%	-524M YoY-80.9%
Common stock repurchased	1.41B YoY+72.1%	822M YoY+102.6%	406M YoY-63.3%	1.10B YoY+26.3%	874M YoY+271.6%
Other financing activities	-3.14M YoY-135.9%	-1.33M	0.00	—	—
FX effect on cash	-1.29M YoY-170.1%	1.84M YoY-67.2%	5.62M YoY+129.9%	-18.8M YoY-13698.5%	-136K YoY-330.5%
Net change in cash	-16.5M YoY-219.0%	13.9M YoY+288.4%	3.58M YoY+105.8%	-62.2M YoY-263.7%	38.0M YoY-25.5%
Interest paid	104M YoY-2.7%	106M YoY+9.8%	96.9M YoY+69.3%	57.2M YoY+50.7%	38.0M YoY+0.6%
Income taxes paid	162M YoY+21.2%	134M YoY-12.5%	153M YoY+133.8%	65.3M YoY-8.6%	71.5M YoY+604.2%
Valuation Ratios	as ofSep 30 ’25	as ofSep 30 ’24	as ofSep 30 ’23	as ofSep 30 ’22	as ofSep 30 ’21
Market cap	35.9B YoY-24.6%	47.7B YoY+120.7%	21.6B YoY+107.5%	10.4B YoY-7.9%	11.3B YoY-8.4%
P/E	55.1× YoY-40.7%	92.9× YoY+79.2%	51.9× YoY+86.2%	27.9× YoY-3.3%	28.8× YoY-44.8%
P/S	18.0× YoY-35.0%	27.7× YoY+88.2%	14.7× YoY+95.1%	7.6× YoY-12.0%	8.6× YoY-10.0%
P/FCF	46.7× YoY-38.9%	76.4× YoY+56.8%	48.7× YoY+135.6%	20.7× YoY-23.8%	27.1× YoY-24.6%
Earnings yield	1.8% YoY+68.6%	1.1% YoY-44.2%	1.9% YoY-46.3%	3.6% YoY+3.4%	3.5% YoY+81.1%
FCF yield	2.1% YoY+63.6%	1.3% YoY-36.2%	2.1% YoY-57.6%	4.8% YoY+31.3%	3.7% YoY+32.6%
Source filing	10-K	10-K	10-K	10-K	10-K

About this data

Source: FICO's SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn't file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all FICO filings on SEC EDGAR → Not investment advice.

FICO▼ financial statements

About this data

financial statements