financial statements

The full income statement, balance sheet, and cash-flow statement for Cincinnati Financial Corporation (CINF), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.

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PeriodRangeOrderChangeYoYQoQAs-reported fiscal years.

Line item	FY2025	FY2024	FY2023	FY2022	FY2021
Income Statement	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
Revenue	12.6B YoY+11.4%	11.3B YoY+13.2%	10.0B YoY+52.6%	6.56B YoY-31.8%	9.63B YoY+27.7%
Interest expense	53.0M YoY+0.0%	53.0M YoY-1.9%	54.0M YoY+1.9%	53.0M YoY+0.0%	53.0M YoY-1.9%
Interest & investment income	875M YoY+19.4%	733M YoY+22.2%	600M YoY+17.6%	510M YoY+6.9%	477M YoY+4.8%
Pre-tax income	2.98B YoY+4.3%	2.86B YoY+25.6%	2.28B YoY+428.0%	-694M YoY-118.8%	3.70B YoY+146.7%
Income tax	587M YoY+3.7%	566M YoY+30.7%	433M YoY+309.2%	-207M YoY-128.4%	730M YoY+158.0%
Net income	2.39B YoY+4.4%	2.29B YoY+24.4%	1.84B YoY+478.4%	-487M YoY-116.4%	2.97B YoY+144.1%
	$15.17 YoY+4.4%	$14.53 YoY+24.6%	$11.66 YoY+481.0%	-$3.06 YoY-116.8%	$18.24 YoY+143.5%
EPS (basic)	$15.32 YoY+4.6%	$14.65 YoY+24.8%	$11.74 YoY+483.7%	-$3.06 YoY-116.6%	$18.43 YoY+144.1%
Weighted-avg shares (basic)	156M YoY-0.2%	156M YoY-0.4%	157M YoY-1.1%	159M YoY-1.4%	161M YoY-0.1%
Weighted-avg shares (diluted)	158M YoY-0.1%	158M YoY-0.2%	158M YoY-0.4%	159M YoY-2.4%	163M YoY+0.2%
Dividends per share	$3.48 YoY+7.4%	$3.24 YoY+8.0%	$3.00 YoY+8.7%	$2.76 YoY+9.5%	$2.52 YoY+5.0%
Balance Sheet	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
Cash & equivalents	1.43B YoY+45.6%	983M YoY+8.4%	907M YoY-28.2%	1.26B YoY+11.0%	1.14B YoY+26.6%
Short-term investments	148M YoY-50.3%	298M	0.00 YoY-100.0%	75.0M YoY+0.0%	75.0M YoY+0.0%
	41.0B YoY+12.3%	36.5B YoY+11.4%	32.8B YoY+10.2%	29.7B YoY-5.3%	31.4B YoY+14.0%
Property, plant & equipment	219M YoY+2.3%	214M YoY+2.9%	208M YoY+3.0%	202M YoY-1.5%	205M YoY-3.8%
Operating lease right-of-use	15.0M YoY+0.0%	15.0M YoY+0.0%	15.0M YoY+0.0%	15.0M YoY+0.0%	15.0M YoY+0.0%
Short-term & current debt	55.0M YoY+0.0%	55.0M YoY+0.0%	55.0M YoY+0.0%	55.0M YoY+0.0%	55.0M YoY+0.0%
	25.1B YoY+11.2%	22.6B YoY+9.2%	20.7B YoY+7.8%	19.2B YoY+4.9%	18.3B YoY+9.1%
Long-term debt	790M YoY+0.0%	790M YoY+0.0%	790M YoY+0.1%	789M YoY+0.0%	789M YoY+0.1%
Deferred tax liabilities	1.83B YoY+24.2%	1.48B YoY+11.5%	1.32B YoY+25.6%	1.05B YoY-39.6%	1.74B YoY+34.3%
	15.9B YoY+14.2%	13.9B YoY+15.2%	12.1B YoY+14.5%	10.6B YoY-17.3%	12.8B YoY+18.3%
Common stock	397M YoY+0.0%	397M YoY+0.0%	397M YoY+0.0%	397M YoY+0.0%	397M YoY+0.0%
Additional paid-in capital	1.56B YoY+3.9%	1.50B YoY+4.5%	1.44B YoY+3.2%	1.39B YoY+2.7%	1.36B YoY+2.1%
Retained earnings	16.7B YoY+12.4%	14.9B YoY+13.6%	13.1B YoY+11.7%	11.7B YoY-7.2%	12.6B YoY+25.2%
Treasury stock	2.73B YoY+8.2%	2.52B YoY+5.8%	2.38B YoY+2.6%	2.32B YoY+21.0%	1.92B YoY+7.3%
Accumulated other comprehensive income	-34.0M YoY+89.0%	-309M YoY+29.0%	-435M YoY+29.2%	-614M YoY-194.8%	648M YoY-15.7%
Total liabilities & equity	41.0B YoY+12.3%	36.5B YoY+11.4%	32.8B YoY+10.2%	29.7B YoY-5.3%	31.4B YoY+14.0%
Common shares issued	198M YoY+0.0%	198M YoY+0.0%	198M YoY+0.0%	198M YoY+0.0%	198M YoY+0.0%
Common shares outstanding	198M YoY+0.0%	198M YoY+0.0%	198M YoY+0.0%	198M YoY+0.0%	198M YoY+0.0%
Shares outstanding (cover)	156M YoY-0.2%	156M YoY-0.4%	157M YoY-0.2%	157M YoY-2.5%	161M YoY+0.2%
Cash Flow	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
	3.11B YoY+17.5%	2.65B YoY+29.1%	2.05B YoY+0.0%	2.05B YoY+3.6%	1.98B YoY+32.9%
Depreciation & amortization	36.0M YoY+5.9%	34.0M YoY+13.3%	30.0M YoY-9.1%	33.0M YoY-64.5%	93.0M YoY+14.8%
Share-based compensation	—	—	—	—	33.0M YoY+6.5%
Deferred income taxes	283M YoY+141.9%	117M YoY-47.5%	223M YoY+162.8%	-355M YoY-173.5%	483M YoY+255.1%
	-1.69B YoY+0.3%	-1.70B YoY-5.5%	-1.61B YoY-72.3%	-933M YoY+11.7%	-1.06B YoY-88.8%
Capital expenditure	20.0M YoY-9.1%	22.0M YoY+22.2%	18.0M YoY+20.0%	15.0M YoY+0.0%	15.0M YoY-25.0%
Sales/maturities of investments	—	—	—	—	1.34B YoY+47.3%
Other investing activities	112M YoY+0.0%	112M YoY-21.7%	143M YoY+41.6%	101M YoY+257.8%	-64.0M YoY-228.0%
	-973M YoY-10.9%	-877M YoY-9.5%	-801M YoY+19.4%	-994M YoY-45.1%	-685M YoY+14.2%
Common stock repurchased	205M YoY+62.7%	126M YoY+88.1%	67.0M YoY-83.7%	410M YoY+184.7%	144M YoY-44.8%
Dividends paid	525M YoY+7.1%	490M YoY+7.9%	454M YoY+7.3%	423M YoY+7.1%	395M YoY+5.3%
Other financing activities	-153M YoY+0.6%	-154M YoY-19.4%	-129M YoY-38.7%	-93.0M YoY+5.1%	-98.0M YoY+10.9%
Net change in cash	448M YoY+489.5%	76.0M YoY+121.3%	-357M YoY-385.6%	125M YoY-47.7%	239M YoY+79.7%
Interest paid	53.0M YoY+0.0%	53.0M YoY-1.9%	54.0M YoY+1.9%	53.0M YoY+1.9%	52.0M YoY-1.9%
Income taxes paid	220M YoY-44.3%	395M YoY+190.4%	136M YoY-17.6%	165M	0.00
Valuation Ratios	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
Market cap	25.5B YoY+13.4%	22.5B YoY+38.4%	16.2B YoY+0.9%	16.1B YoY-12.3%	18.4B YoY+30.6%
P/E	10.6× YoY+8.6%	9.8× YoY+1.0%	9.7×	—	6.2× YoY-46.5%
P/S	2.0× YoY+1.8%	2.0× YoY+19.3%	1.7× YoY-31.1%	2.4× YoY+26.3%	1.9× YoY+2.2%
P/B	1.6× YoY-0.7%	1.6× YoY+5.5%	1.5× YoY-11.2%	1.7× YoY+19.5%	1.4× YoY+10.4%
P/FCF	8.2× YoY-3.6%	8.6× YoY+10.3%	7.8× YoY-11.1%	8.7× YoY-6.6%	9.3× YoY-2.3%
Earnings yield	9.4% YoY-8.0%	10.2% YoY-1.0%	10.3%	—	16.2% YoY+86.9%
FCF yield	12.1% YoY+3.8%	11.7% YoY-9.3%	12.9% YoY+12.5%	11.5% YoY+7.1%	10.7% YoY+2.3%
Dividend yield	2.1% YoY-5.5%	2.3% YoY-22.2%	2.9% YoY+7.6%	2.7% YoY+21.9%	2.2% YoY-19.5%
Source filing	10-K	10-K	10-K	10-K	10-K

About this data

Source: CINF's SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn't file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all CINF filings on SEC EDGAR → Not investment advice.

CINF▼ financial statements

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financial statements